 |
Property Makler
Advanced analytics for residential real estate investing | ||||||||
|
Dubai, UAE US |
Dubai US Market Research
Fort Collins, CO housing market
Housing market indicators
| Indicator | 2022 | 2023 | 2024 | 2025* | Change | 2022 | 2023 | 2024 | YTD |
|---|---|---|---|---|---|---|---|---|---|
| Median Listing Price per Square Feet | $263 | $281 | $282 | $273 | 19.5% | 6.8% | 0.4% | -3.2% | |
| Active Listing Count | 739 | 845 | 1,102 | 1,739 | -25.2% | 14.3% | 30.4% | 57.8% | |
| Median Days on Market | 64 | 66 | 73 | 66 | 8.5% | 3.1% | 10.6% | -9.6% | |
| Share of listings with price increase | 2% | 1.4% | 1.1% | 0.9% | |||||
| Share of listings with price decrease | 11.9% | 17% | 17.9% | 20% | |||||
* last available value
Home prices
Short term housing supply drivers
Long term housing demand drivers
Long term housing supply drivers
Note: 12M MA - 12 months moving average, Permits - New Private Housing Structures Authorized by Building Permits. Source: FRED
Housing market overview
Fort Collins, CO MSA Overview and Included Areas
- The Fort Collins-Loveland Metropolitan Statistical Area (MSA) encompasses Larimer County in northern Colorado, with a 2024 estimated population of 374,574 and density of 55.72 per km².
- Key cities are Fort Collins (county seat, population 170,924 in 2025 est.) and Loveland (population approx. 77,000 based on MSA split).
- Geographic regions include the urban core along the Front Range foothills, suburban expansions east and south, and rural areas to the west near the Rocky Mountains.
- MSA spans 6,723 km², with urban population dominant at 322,283 vs. rural 36,783 in 2020.
| Area | City/town | Population | Density | Income | Quality of Schools |
|---|---|---|---|---|---|
| Urban Core | Fort Collins | 170,924 (2025) | 2,549/sq mi | High (median household $83,598; per capita $57,271) | High (GreatSchools 7-10 range) |
| Urban Core | Loveland | 77,000 (est.) | 2,200/sq mi | Medium-High | Medium-High (6-9 range) |
| Suburban East | Timnath | 10,000 (est.) | 500/sq mi | High | High (8-10) |
| Rural West | Wellington | 11,000 (est.) | 1,200/sq mi | Medium | Medium (5-8) |
| Crime Level | Property Tax (%) | Personal Income Tax | Comments | ||
| Low-Medium | 0.6% | None | Home to CSU; tech/brewery hub; growing rapidly | ||
| Medium | 0.7% | None | Industrial base; affordable relative to Fort Collins | ||
| Low | 0.5% | None | Rapid growth; new developments; high appeal | ||
| Low | 0.6% | None | Airport proximity; commuter town; stable | ||
To view all table columns, please open this table on a laptop or desktop screen.
Citizens: Income and Education
- MSA median age 36.6; 61% working-age (18-64); poverty rate 16% in Fort Collins.
- Household income median $83,598 in Fort Collins; per capita $57,271; higher than state average due to educated workforce.
- Racial makeup: 81% White, 10.5% multiracial, 3.35% Asian, 12% Hispanic/Latino.
- High education levels: Colorado State University (CSU) drives 40%+ with bachelor's or higher; professional/tech sectors boost attainment.
- Income inequality low; growth in high-earners from tech/manufacturing.
Key Economic Sectors
- Education/Research: CSU anchors with 34,000 students; biotech/engineering focus.
- Manufacturing/Tech: HP, Intel plants; advanced manufacturing employs 20,000+.
- Brewing/Food: "Napa Valley of Beer" with 20+ breweries; New Belgium headquarters.
- Healthcare: UCHealth system; growing medical devices.
- Professional Services: Engineering, software; proximity to Denver boosts.
- Tourism/Outdoor: Foothills recreation; trails draw visitors.
Housing Buying Market: Supply Drivers
- Zoning: Moderate openness; Fort Collins updated codes for density; allows ADUs, multifamily in urban zones.
- Regulatory Strictness: Medium; environmental reviews slow west-side projects; impact fees rising.
- Construction Workforce: High costs; labor shortage from Denver spillover; wages 20% above national.
- Land Availability: Limited in core; abundant east/suburban but water rights constrain.
- New Builds: 2,000+ units/year; focus on single-family, some townhomes.
- Challenges: Rising material costs; supply lags 5-7% behind demand.
Housing Buying Market: Demand Drivers
- Migration: Net +1,896 in 2024; projected peak 6,301 in 2027 then decline to 3,659 by 2050.
- Growing Industries: Tech/manufacturing add 5,000 jobs/year; CSU expansion draws young professionals.
- In-Migration: From Denver (high costs); Californians for lifestyle; net domestic inflow 80%.
- Declining: Minor out-migration to Greeley for affordability; post-2029 slowdown projected.
- Household Formation: Young families, retirees boost; 1.2% annual population growth.
Key Challenges on the Housing Market
- Affordability: Median home $550,000; price/income ratio 6.5x; rent $1,800 median.
- Supply Shortage: Inventory 2 months; construction permits down 10% YoY.
- Cost of Living Rise: Pushing to Greeley MSA, projected to surpass Fort Collins pop. by 2026.
- Water Scarcity: Limits sprawl; conservation mandates slow development.
- Interest Rates: High rates (2025) cool buyer activity; investor pullback.
- Regulatory Hurdles: NIMBY opposition in core; lengthy approvals add 6-12 months.
Investment Potential Differences Between Geographic Areas/Regions
| Area | Appreciation Potential | Risk | Key Drivers |
|---|---|---|---|
| Urban Core (Fort Collins) | High | Medium | CSU demand; job growth; limited supply |
| Suburban East (Timnath) | High | Low | New infrastructure; family migration; zoning flexibility |
| South Loveland | Medium-High | Medium | Industrial expansion; affordability edge |
| Rural West (Wellington) | Medium | High | Water limits; commute dependence; oversupply risk |
| Foothills Rural | Low | High | Fire/flood risk; regulation tight; aging inventory |
To view all table columns, please open this table on a laptop or desktop screen.
- Overall MSA appreciation 5-7% annual through 2027; slows post-2029 with migration dip.
- High-potential areas near employment hubs; rural depreciates if Greeley competes.
Property Makler © 2026 Contacts T&C About